Financial Calculators

Calculate EMI for loans and GST for your business transactions

Monthly EMI

$0

Your monthly payment

Total Interest

$0

Interest over loan tenure

Total Payment

$0

Principal + Interest

Currency Settings

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Loan Details
Enter your loan information to calculate EMI

• Formula: EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

• P = Principal, R = Monthly Rate, N = Total Months

Loan Summary
Key metrics for your loan

Principal Amount

$500,000

Interest Rate

8.5% p.a.

Loan Tenure

20 years(240 months)

• Interest-to-Principal Ratio: 0.0%

• Effective Monthly Rate: 0.708%

EMI Calculator Features

• Calculate monthly installments for any loan

• Support for both year and month tenure

• View total interest and payment breakdown

• Copy results for easy sharing

• Accurate calculations using standard formulas

GST Calculator Features

• Calculate GST for Indian tax rates (5%, 12%, 18%, 28%)

• Support for both inclusive and exclusive calculations

• Instant breakdown of net, GST, and gross amounts

• Copy results for accounting purposes

• Perfect for business transactions

Why Use These Financial Calculators?

Financial planning requires accurate calculations for loans, investments, and taxes. Our comprehensive calculator suite provides instant EMI calculations, loan amortization, compound interest, and GST computations with detailed breakdowns and visual charts, helping you make informed financial decisions.

💰 Multiple calculators - EMI, simple/compound interest, GST, loan amortization

📊 Visual charts - Graphs showing principal vs interest breakdown

📈 Amortization schedules - Detailed payment-by-payment breakdowns

💾 PDF export - Save calculations for records and planning

⚡ Real-time updates - Results update as you type

🎯 Accurate formulas - Industry-standard financial calculations

Financial Planning Tips

Compare Loan Terms

Calculate EMI for different loan tenures to see how term length affects monthly payment and total interest. Shorter terms mean higher EMI but significantly lower total interest paid over loan lifetime.

Prepayment Impact

Use calculator to see prepayment effects on loan tenure and interest savings. Even small additional payments reduce principal faster and save substantial interest over long loans like mortgages.

Compound Interest Power

Run compound interest calculations for investments to see long-term growth potential. Small differences in interest rate or investment period create massive wealth differences due to compounding effect.

GST Inclusive vs Exclusive

Understand GST calculations for business planning. Calculate final price from base price (GST exclusive) or find base price from final price (GST inclusive). This affects pricing strategy and profit margins.

Save Amortization Schedules

Export amortization schedules to PDF for loan comparison shopping. Compare multiple lenders' offers side-by-side to choose the best deal. Small rate differences compound into thousands in savings.